Saturday, January 20, 2018


Many property owners unexpectedly find themselves bundled into areas that are now subject to flood insurance requirement by lenders.   Others are realizing that there is an exposure from storms or tidal events that raises streams, rivers, bays and the ocean that may cause flood damage.  Although these event are infrequent they present serious emotional and financial challenges when they occur.   Flood insurance can reduce the anxiety and the financial impact of a flood event.  

The Federal Flood program can provide a base protection in the event of a flood event.  However the policy limits under the program are often not sufficient to make a person whole in the even of a catastrophic event.

The ELS Group is ready to assist and advise you on requirements of the Federal Flood Program and negotiate with insurance carriers to obtain additional insurance protection.  The ELS Group has strong relations with the limited insurance markets that provide Excess Flood insurance including Lloyds of London, the Bermuda Market and a number of Strong Domestic insurance carriers.

Please let us help you with the challenges associated with properties with possible Flood risks. 

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The ELS Group  |  900 Merchants Concourse  |  Westbury, NY  11590-9005  |  Phone: (516) 228-3535  |  Fax: (516) 228-3537

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