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Life Insurance and Estate Planning

Life insurance can provide short term protection while a family is growing, as well as provide long term security as part of an over all financial plan.  The ELS Group can look at options and guide you through the short and long term financial options including insurance products that can assist you in protecting you and your family's future.

•  Term Life Insurance providing security for your family

•  Term Life, Whole Life and Variable Life and Annuities providing security as well as long term financial benefits

•  Life Insurance provides substantial Tax benefits for distributions during your life as well as Tax free distributions in the event of a death.

Let the ELS Group walk you through Life Insurance options.

Long Term Care Insurance

Research shows nearly half of all Americans will need long-term care at some point in their live, and one in five Americans over the age of 50 is at a high risk of needing long-term care in the next 12 months.  Additionally, the cost of long-term case services may be surprising.

That's why it's such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan.  It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it.

We can help you better understand your options, how coverage works, and where you can get a policy that best meets your needs and budget.  Helping you make an informed choice is our goal.
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The ELS Group  |  900 Merchants Concourse  |  Westbury, NY  11590-9005  |  Phone: (516) 228-3535  |  Fax: (516) 228-3537

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