Saturday, January 20, 2018

Long Term Care

The ELS Group works with individuals and businesses to offer options concerning Long Term Care programs.  

Businesses:  The ELS Group can add a Long Term Care option to a Group Benefits program.  The Long Term Care program can be purchased by the employees through the group plan.  The group programs often result in superior and broader terms and conditions under the group Long Term Care policies.  

Individuals and Families:  We also meet with Individuals that want to understand the many options concerning purchasing insurance to provide funds to assist family members that may become temporarily or permanently disabled and require assistance with day to day activities or require long term medical care.  

There is a general misunderstanding of the real value of Long Term Care insurance.  Most people think of Long Term Care insurance as primarily providing funding for care in a medical facility.  Although Long Term Care can provide this protection, more importantly, Long Term Care provides assistance in your home to ensure continued independence and freedom even once a medical condition results in some restrictions in your life.  The financial protection provided by Long Term Care insurance can reduce worries associated with concerns about burdens on a spouse or other family members.   

Let the ELS Group walk you through options so you can consider alternatives concerning Long Term Care issues.  

Long Term Care Insurance

Research shows nearly half of all Americans will need long-term care at some point in their live, and one in five Americans over the age of 50 is at a high risk of needing long-term care in the next 12 months.  Additionally, the cost of long-term case services may be surprising.

That's why it's such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan.  It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it.

We can help you better understand your options, how coverage works, and where you can get a policy that best meets your needs and budget.  Helping you make an informed choice is our goal.
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The ELS Group  |  900 Merchants Concourse  |  Westbury, NY  11590-9005  |  Phone: (516) 228-3535  |  Fax: (516) 228-3537

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