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Our New Beach Home Insurance Blog

August 15, 2011 General by Administrator

This Blog is for the large special community that loves the Beach and is willing to take the risks associated with owning a home by the water.   Beach Front Homeowners have real problems that require special actions including a strategy to handle storms (Boarding Up, Storm Windows), Winter Water Leaks, Winter Burglaries, Fire Response Issues and the difficulty in finding solid insurance protection at a reasonable cost.

My hope is to provide a venue to talk about problems, solutions and exchange good advice on handling our problems.  And over time establish a list of reliable professionals that can help us manage our homes.  We all need insurance, craftsmanto work on the constant wear and tear on a Beach home, Fire and Security Systems, plumbing issues like shut off valves, finding a reliable Winter Caretakers to look in on our homes and other solid experienced vendors that understand that Beach Homes are not like other inland houses.  Hopefully over time we can find solutions through sharing our experiences.

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Storms May Scare Insurance Companies

November 29, 1999 General by Bill McGinty

A number of insurance companies had record claims losses associated with the tropical storm this summer.  Suffolk County in New York recorded the largest amount of claims.  Insurance companies site the high cost of repairs on Long Island as a major cause of the high claim costs.

The concern is that this will accelerate the exodus of Insurance companies willing to write insurance on long Island and other Beach communities.  As of now, I still have a number of quality insurance companies open to insuring Beach Homes.  At a minimum, Beach House owners shouldn't be surprised if premium charges increase next year.  I am always talking to the insurance companies and will keep everyone updated.  I will pass along anything I hear.

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The ELS Financial Service Group implements insurance programs protecting Specialty Financial Service Firms including Registered Investment Advisors, Independent Broker Dealers, Certified Financial Planners, Family Offices, Niche Venture Capital and Investment Banking firms .  ELS handles their specialized insurance issues including Professional Liability, Errors and Omissions, General Liability, Property, Employment Practices, Fiduciary, Fidelity and Workers Compensation.

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